Frequently Asked Questions

Our ideal clients are typically U.S. residents who are within 10 years of retirement that are searching for peace of mind. With that said, we don’t make it mandatory to fit this exact criteria to benefit at this time.

Whether you’re well into retirement, close to it, or just kicking off your career and simply want to build a secure foundation for the future, we’re happy to walk alongside you!

When we work together, everything starts with understanding you — your goals, your values, and what you’re truly trying to accomplish with your money. From there, we’ll walk through our Peacemaker Process, a step-by-step approach designed to bring clarity and confidence to every decision.

Throughout the process, our focus is twofold: education and understanding. You’ll always know why a strategy makes sense, and you’ll never be left wondering what’s next.

Once you become a client, the relationship doesn’t stop there. You’ll receive ongoing guidance, regular check-ins, and access to trusted partners when specialized expertise is needed. My goal is simple — for you to feel confident, cared for, and supported every step of the way, grounded in real data and well-tested solutions, not just good intentions.

If we’re a good fit to work together, you’ll receive a thorough audit of your current retirement position, a clear understanding of the risks you’re exposed to, and a step-by-step blueprint to put you in a stronger spot to achieve your goals.

The strategies I personally implement are not securities — they are insurance-based solutions designed to provide guaranteed retirement income, tax-advantaged growth, and protection from market losses. At the same time, however, I work closely with trusted partners who are certified financial planners, fiduciaries, and estate planning professionals who subscribe to our risk-mitigating philosophy here at McCluskey Financial. In the end, it's us personally or a close partner who has you covered in any areas you need.

No money from any client is ever paid directly to me or McCluskey Financial. Instead, we’re directly compensated by the organizations we work with when — and only when — together we conclude bringing your business to one of them is appropriate. This means every meeting, consultation, and review is completely free of charge to you.

My goal is to provide clarity and peace of mind without hidden costs or surprises. You’ll never receive a bill from us for our time together.

If you’re local to the Phoenix area, I’m more than happy to meet in person. That said, most of the families we serve are spread across the United States, so my process is designed to work seamlessly in a virtual setting. Whether we meet face-to-face or over Zoom, you can expect the same level of clarity, communication, and support.